Uber Accidents and Legal Remedies: How to Pursue a Claim
Ridesharing with Uber has transformed transportation. With just a tap on your phone, a ride is available at your fingertips, simplifying the way we move around. However, with convenience comes risks. Crashes can still take place, leading to potential passenger injuries.
We will cover what kinds of injuries are most common in Uber accidents, who may be liable for damages, and the legal steps involved in pursuing compensation.
Frequent Injuries from Uber Rides
An Uber accident can cause a variety of injuries, particularly when the vehicle is in an accident. Some frequent injuries include:
Whiplash: Neck strain, also known as whiplash, is common in rear collisions, which can lead to significant discomfort. It can take time to develop symptoms, making it hard to immediately detect.
Fractures: High-impact accidents can lead to broken arms, legs, and ribs. Fractures may demand extended website treatment and rehabilitation.
Head and Brain Injuries: From mild concussions to severe TBIs, head injuries can vary in severity. They can lead to lasting cognitive and health challenges.
Spine Injuries: Back and spine injuries are common in high-impact crashes. These injuries may require surgery, physical therapy, and long-term care.
Muscle Tears and Ligament Damage: Muscle injuries, including sprains and tears, often occur. Even though they might seem minor, they cause substantial pain.
Deep Cuts and Wounds: Broken glass and debris often cause lacerations. Some of these wounds may require stitches or surgical repair.
Who Is Liable in an Uber Accident?
Understanding who is liable in an Uber injury case is often complex. Various individuals and entities could be held accountable. The responsible party could be the Uber driver, another vehicle, or someone else.
The Uber Driver: The Uber driver can be responsible for any injuries if they were at fault. Common causes include distracted driving or breaking traffic laws.
Other Drivers: If another vehicle was at fault, their driver could be liable for the accident.
Uber as a Company: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber’s insurance includes a $1 million policy for accidents during trips.
Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In such cases, lawsuits may involve multiple parties to determine responsibility.
Uber’s Insurance Policy for Riders
Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
No App Usage: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Awaiting Ride Requests: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Active Uber Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. The legal process can help victims recover lost wages, medical expenses, and damages.